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[quote=Anonymous]$625 is a limit for a conforming loan that the bank can sell to Fannie/Freddie. On the other hand, lots of banks will loan from their own balance sheets and the amounts can be any amount the bank chooses. If you're new homebuyer and have limited assets and income, you'll probably have to stick with the conforming loans (i.e, the $625 & under loans). If you've got assets and income to support it, I know that SunTrust is fairly aggressive in underwriting loans for their own balance sheet, so the limits can be much higher.[/quote]
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