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Reply to "529 or Stock account"
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[quote=Anonymous]It's not a bad idea to buy a stock fund. It's a bad idea to buy a Merril Lynch stock fund in a taxable account when you're not already maxing out your tax sheltered space. Max out your 401k for the year, or start a Roth IRA at a low cost provider like Fidelity or Vanguard. If you absolutely must put it into a taxable account, at least make sure it's done in a tax efficient way. Personally, I would purchase 10k worth of I Bonds and 15k worth of VTSAX.[/quote]
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