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[quote=Anonymous]We have a $900k home that we own outright (family inheritance). DH makes $130k a year and I'm at home, which is doable because we don't have a mortgage. I would like to do @ $100k of renovations to our home. Since DH has never had a mortgage, he is worried about taking a HEL or HELOC. It'll take us 10 years to save up $100k and life is too short. Is there a simple way to explain this logically to him? Don't most people take out loans to do home improvements? Since we have 100% equity, it seems like a no brainer to me but he's nervous.[/quote]
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