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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP are you offering to pay in full out of a checking account?  The reason I ask is because I had a debt go to collections once and received a similar offer, but it was only if it paid it in full out of a bank account.  So no payment plans and no putting on a credit card. [/quote]

Yes, I offered to pay in full out of the checking account.  The reason I have a little money now to pay this is because I just got my tax refund. The collections agent told me how they split the account into rent and sure deposit and how they can't take 60% off on sure deposit (he kept changing his story).  I kept referring back to the letter they sent me and he kept telling me that the letter was no good because they can change their mind and revise it at any point.  How can that be true?[/quote]

GET A LAWYER and stop talking to collectors yourself. Call, eg , Robert S. Brandt in Alexandria, or any lawyer who does collections defense and FDCPA work. The collector could end up paying you statutory damages of $1000 for your trouble. [/quote]

OK I'll give him a call. Thanks. [/quote]

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