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Reply to "Feeling nervous about HELOC loan amount - Advice?"
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[quote=Anonymous]How high would rates have to rise for the HELOC repayments to be beyond your reach? It would probably make more sense for you to switch from a line of credit to a home equity loan rather than refinance the entire amount when you have $625k loan locked in at 3.5 percent which you'll lose. Either do that or keep up with the current variable rate until it becomes untenable. If I was in your situation I'd be putting all my extra cash toward paying that HELOC down.[/quote]
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