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Reply to "Malfunction with auto pay, dinged on credit score, anything I can do?"
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[quote=Anonymous]First it's not a law that they have to report you, but asking them to remove is futile. The only possible solution is to contest it with the bureaus. Deny that you were late. Thus will trigger the credit bureaus to request proof from the credit card carrier. There is a small chance the credit card carrier will not respond timely and it will be removed. If they respond send evidence of similar payments and sect dumb like they are the contested one. If they fail yo timely respond bit will be removed. That is really your only hope at all. Otherwise after 12 months it shouldn't affect anything.[/quote]
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