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Reply to "Malfunction with auto pay, dinged on credit score, anything I can do?"
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[quote=Anonymous]One month late won't get reported. I was two months late 14 years a go on a 35 dollar balance which I forgot about. I kept disputumg it and they gave up denying it and removed it. In fact just dispute apl negative information and many companies will remove the negative item. [/quote]
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