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Reply to "Is it completely hopeless? Want to buy home, no down payment."
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[quote=Anonymous]http://www.daveramsey.com/new/baby-steps/ The Baby Steps Begin your journey to financial peace Get out of debt the same way you learned to walkâone step at a time. Baby Step 1 $1,000 to start an Emergency Fund Baby Step 2 Pay off all debt using the Debt Snowball Baby Step 3 3 to 6 months of expenses in savings Baby Step 4 Invest 15% of household income in Roth IRAs and pre-tax retirement Baby Step 5 College funding for children Baby Step 6 Pay off house early Baby Step 7 Build wealth and give! [/quote]
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