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Reply to "Is it completely hopeless? Want to buy home, no down payment."
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[quote=Anonymous]1) go back to work. I know that you think expenses will exceed income, but that won't do that forever. Plus, two 401k, more cushion, more stability, more confidence. 2) don't buy. Concentrate on savings. Your debt is gone, credit rebuilding, and I would say aggressively save. This will be easier with a second job. Try to live like students and squirrel away every dollar. 3) look at jobs that make more money, have a career path, etc. 10 years ago, I was in jobs making a third of what I do now. I have a much better earning trajectory because I focused on taking upward career tracks. I'm now in a position to hopefully raise my income by 50% n the next 5 years due to the path that I'm on. This has been a focus for me, and my partners job is relatively stable. 4) extra money in this case really does open up opportunities. Go back to work. [/quote]
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