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Reply to "Is it completely hopeless? Want to buy home, no down payment."
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[quote=Anonymous]Do not take a 401k loan. Do not touch that money. You cannot buy a house right now. You need to get used to DC, figure out your long term earning potential here, and figure out how to earn some money until your kids are in school. You lost a lot of money in real estate once and you want to gamble your retirement money on trying that again? Get your emergency fund funded, get your lives together in DC, and scrimp and save your pennies. By the time you have a small 5% down payment saved along with moving and closing costs, your credit will hopefully be a bit better too. [/quote]
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