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Reply to "Malfunction with auto pay, dinged on credit score, anything I can do?"
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[quote=Anonymous]Credit card late payments work differently than other late payments. Your credit reports always show up-to-date payment records for each credit card. For payments to other types of vendors, the report shows something only if the vendor chooses to report, and presumably most vendors would not bother reporting very small delinquencies, and not before attempting to collect.[/quote]
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