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College and University Discussion
Reply to "checking accounts? Debit cards?"
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[quote=Anonymous][quote=Anonymous]Have a joint checking account with your daughter, both of your names on the account. Keep very little money in the account. Give your DD a debit card. Transfer money in as you decide it's needed, from a separate savings or checking account. Link the accounts so you can access the joint account but your DC can not access your accounts (also so no one else can if debit card is lost)[/quote] My DD is a senior in high school and this is what we do now so she can get used to managing her money. In a tight spot I can transfer money to her very easily. She also has a savings account with money she has earned that can be transferred as well. But she is learning to stay within a budget. I would be very nervous giving her a credit card because she would run up debt, its way too tempting. [/quote]
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