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Money and Finances
Reply to "Zero interest credit cards "
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[quote=Anonymous]We currently have 14K on a zero-interest credit card which we got to pay for a bathroom remodel last summer. It's one of those that reverts back to the regular rate (20% or thereabouts) after 15 months (which will happen in August). We could pay it off with savings but that would leave us without much cushion for emergencies. We have good credit and often get offers for other zero interest cards (like every couple weeks or so). You can't just keep transferring balances, right? That would be too easy. Are there rules about this that I just am clueless about? Is there a middle ground...for instance, can I put some of it on a new card? Just got a 5K balance transfer offer from Sears (we have a card with them already with no current balance) for 0% until Jan. 2015. Reading the "things your should know" info that came along with it, there doesn't seem to be anything stopping me from doing this. But please enlighten me if you know better! [/quote]
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