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Reply to "Any tips on saving on closing costs?"
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[quote=Anonymous]PenFed has a deal with 5/5 ARM 30yr mortgage at around 3% where they "cover" the closing costs. I'm saying "cover" as I'm sure they are baking it into the interest rate which may have been 2.9% if it had not been for them paying closing costs. We got this mortgage a few years back, with the intention of paying extra the first five years in order to reduce risk down the road should the interest rate go up at 6th year. The interest rate increase is capped at 2%.[/quote]
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