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Money and Finances
Reply to "AOL, IBM and 8% of American companies move to annual match for 401k"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Most people do not have access to a 401k. The majory of businesses in the country do not offer it. The ones that do(mostly larger companies) will require a vesting time, have a waiting period to enroll, charge high fees, and now this. The average 401k has like 25k in it. It is a failed program. It will be a scary retirement for many. But not Tim Archstrong, he should be okay.[/quote] It may be a failed program, but it is the only program since most Americans do not have pensions. How will millennials retire? [/quote] Most companies don't offer pensions because they could offer 401k plans in their place. Don't forget that a "retirement" is a relatively new concept.[/quote] Fair enough but it benefits the next generation by opening jobs and frankly gets people out of the workforce who need to move on. Plus the concept is not that new.[/quote]
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