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Real Estate
Reply to "Refinance - locked rates and now rates have dropped"
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[quote=Anonymous]I did this. Loan rep #1 said "you will loose your 500 application fee" and I said "but I"ll save 20K over the life of the loan and 1400 at closing so why won't you meet the new rate". She asked her boss, he refused and they lost that loan. Unless you've closed, ask them for the lower rate and if they don't, get a new loan. Realtors HATE this b/c it puts closing at risk or for a push but do it. It's your personal financial decision and it's a good one.[/quote]
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