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[quote=Anonymous]I have some weird problem using cash.  It is like I want to hold onto it.  So I end up buy everything on a credit card...which of course wouldn't be a problem if I could pay off what I purchased, but I can't...so I end up carrying a balance.

This year I have been working on using CASH only so that I can actually feel like I have $...meaning I don't take my whole check and pay the credit card.  I leave $200 in my account and use the rest to pay down the card.  I actually have started to feel like I earn a good amount of $ rather than always feeling broke.  I have $100 cash in my wallet and $150 in my account, and I just paid down my cards by $600 (In One Check).  I have cut back on eating out at restaurants other than a bite at subway or chipotle...no more cheesecake factory weekly!

This still is a work in progress, but I want to keep this momentum going this year.  I can probably pay off the cards by May if not sooner since I only owe $5K.  So what if I didn't owe that $600...I just wonder how much money I will actually have to save.[/quote]

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