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Reply to "Is now a good time to put $5k into Roth IRA or spread it over the year? "
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[quote=Anonymous]Last year, I put $5k in an index fund in Jan (into my IRA) My husband chose to put in smaller amounts quarterly, saying that way he could minimize the risk of allocating all the money at a time the market might be high. But last year, the market went up generally, so my return was better than his. But I confess, it was just dumb luck on my part. If we have the $5k each in Jan to put in for the year, do you think it's better to do so? [/quote]
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