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Reply to "Pay extra towards student loans, or start saving for kids college"
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[quote=Anonymous]I am seriously asking if I should focus on kids or me! I just worry that by the time I'm done paying my loans, it'll really be late to start their savings. Plus I would feel better if I were putting something into an account for them (emotionally speaking). I work at a university - I have 5 years down of ibr qualifying payments, so if I stay another 5 years here (or other public sector job) I'll get the balance of my fed loans (about $65k now, less in 5 years, of course) forgiven. Am trying to plot a strategy to leave my job, but would want more money and similar flexibility, which would be hard. Am bored though. I contribute enough to my 401k for the max match. Will consider focusing on my loans. Thanks! More opinions welcome. [/quote]
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