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Reply to "do you count 401k matches, etc. as part of % you are contributing from salary towards retirement"
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[quote=Anonymous]My husband puts in $9,700 a year of his salary ($97,000) towards retirement His company matches him $9,700 (or 10% of whatever his salary is) I contribute $17,500 of my salary ($92,000) towards retirement However, my company automatically takes 7% of my salary ($6,440) and puts it towards a defined benefit plan that I won't receive until 20 years from now. What percent of our $189,000 salary our we contributing...when the experts tell you to contribute at least 15% of your salary, and more if you can. Option 1 : $9,700+$17,500= 14% Option 2 : $9,700+$9,700+$17,500= 19.5% Option 3 : $9,700+$9,700+$17,500+$6,440= 22.9% [/quote]
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