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Money and Finances
Reply to "Anybody use the "envelope system"?"
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[quote=Anonymous]Do people really need a financial adviser to tell them how to deal with money? When you have financial problems, there could be only three reasons: 1. you don't earn enough. 2. you spend too much. 3. 1 and 2. If you can't even figure out which one, you're too dumb to do well with or without a financial adviser.[/quote]
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