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Reply to "Anybody use the "envelope system"?"
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[quote=Anonymous]My financial advisor recommended that we cut spending in certain areas, like eating out. He suggested an updated "envelope system" using prepaid credit cards, but admitted that he didn't have a lot of experience using these himself. Do any of you? I'd rather not carry around a wad of cash but it seems like most of the prepaid cards have lots of fees associated with them. I don't find budgeting tools like mint to be enough of an incentive for me so would like to try this method if possible. TIA.[/quote]
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