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Reply to "What Should I do? Aggressively payoff Home Mortgage or Invest the Money in a Mutual Fund??"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous] Rule of thumb. If your rate of return in a Mutual Fund is higher than your mortgage rate, then, invest in Mutual Fund. [/quote] Exactly.[/quote] Obviously. Except your mortgage interest rate is fixed and rate of return on a mutual fund is random. You have a low mortgage rate and *historically* something like a index fund will have a higher return in the long run than your mortgage rate. But if investing in stocks was certain or highly likely to give a higher rate of return, you bank wouldn't have loaned you the money- they would have invested in stocks. You sound like you are in good shape so either decision will be fine. [/quote]
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