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Reply to "Speaking of student loans...Want to pay down fast. Advice?"
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[quote=Anonymous]Yep, you got it - you need to specify to them in writing that your payments above the monthly installment amount go to principal and are not future installments. In theory I guess you could just keep on sending them a large check every month and it would have the same effect (it's not like they are going to reject your check). But I assume what you want is to stay on automatic withdrawals, right? So you may have to contact them every single time you make a larger payment to make sure they aren't putting you in "paid ahead" status. This is a total scam an annoyance, and it happens with both federal and private loans. [/quote]
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