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Relationship Discussion (non-explicit)
Reply to "Wife and I don't see eye-to-eye on money"
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[quote=Anonymous]When you have money in the joint account, put some of it into CD's so that it isn't quite as liquid. You can still get the money with a penalty if needed, but it isn't just sitting there to be spent. Have them auto-roll back into CD's unless you contact the bank to have the money put into your savings/checking account when the current CD expires. That makes it harder to spend that money easily. It also keeps the money less visible so that she can't see the balance and think "I've got plenty of room to spend," but she still has access to the money in an emergency.[/quote]
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