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Reply to "Would I be insane to ever move?"
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[quote=Anonymous][quote=Anonymous]I want to stay in my current area, definitely stay in the same school zone. I just wish I had an extra bedroom and if it were ever possible, I'd love to have a SFH instead of a townhouse. The reason I feel like it would be stupid to sell and have to mortgage a new place is because I got a great deal on my interest rate. It was an FHA loan and there's no way it could get any lower. I'm not a high earner and will be paying a mortgage until I retire or close to it. So the interest rate is something that will always be a factor. WDYT? Am I stuck with this townhouse? [/quote] Yes you would be insane...you are barely making it happen with your mortgage in the house you are currently living in. What happens when you property taxes increase which in tuen increases your mortgage amount? You said that your payment is currently 40% of your income. What happens if you had an emergency?[/quote]
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