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Parenting -- Special Concerns
Reply to "Adoption costs?"
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[quote=Anonymous]You get an credit of the amount (forget what - $12,000 or so). Basically, it reduces your tax liability for that year and if you did not pay that much in taxes, it carries over. Be prepared to spend a lot more than that. $20,000 is conservative if you get lucky quickly. We basically lived off of one salary and put mine toward adoption paying cash as we went. We did not want to risk getting into debt. We probably spent between $40-50,000 on different agency's, advertising and attorneys. Our actual adoption was only about $14,000. Honestly, if you have one child, I would not adopt if you cannot afford to pay cash. It was worth it for one. If you can adopt quickly, hassle free, it is worth it but there are no guarantees, agency's want a lot of money up front and do not have to provide you with a child, lots of scams, attorneys are a rip-off, etc. If you did not have a child, its worth it.[/quote]
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