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Money and Finances
Reply to "If you had ZERO debt?"
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[quote=Anonymous]Op here again. I like what I'm reading so far. Just to give more insight into my current situation, I'm at an impasse. I'm within range of paying off all my debt. I'm mid-30's, married w/ a kid, have good retirement savings and other savings so far, decent income, but no house (we rent). I crunched the numbers recently and it looks like I may be able to retire in really good shape if we avoid taking on a mortgage and simply move into my parents house in 30 or so years after they've passed away. Or, maybe with no debt we can move to South America for a while and 'downshift' our lives? Or maybe my wife can scale back her hours or even choose to be a stay at home parent? This last one would still be a stretch financially but would rule out any thoughts of early retirement. I guess the bottom line is: our minds are swimming over this... do we take on a mortgage or max out the opportunities that being debt free offers?[/quote]
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