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[quote=Anonymous]If you don't have any emergency savings, I would establish some. Personally, I'd put $250 extra towards debt and $200 toward savings until I saved at least 1K. That way you don't have to use your credit cards again when unexpected expenses come up (and they always do). I'm not a fan of transferring to 0% cards since there is usually a fee involved and it is tempting to run the old cards back up again. Just concentrate on paying the cards you have down. And remember, once you pay off one card you can use that money (minimum + $450) towards the next card. [/quote]
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