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Expectant and Postpartum Moms
Reply to "Fed Employees: Health Insurance Advice for Mental Health Coverage, e.g., PPD?"
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[quote=Anonymous]OP, if you go with the BCBS STANDARD plan instead of BCBS Basic, you will get some coverage for out of network providers. Obviously the coverage is better for anyone in-network, but as we all know, these folks are hard to find. So, I would opt for the BCBS Standard plan. It's more expensive and has a deductible, but you get out of network coverage for everything. With the Basic plan, if you need a specialist or psychiatrist who is out of network or doesn't participate you're stuck paying it ALL out of pocket. [/quote]
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