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Reply to "How insured are you?"
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[quote=Anonymous][quote=Anonymous]We both work, have 20 year term life policies for $2.0M each. Still young and savings are lower, mortgage is high. Our FA said we should focus on income replacement should something happen to one of us so we bought policies to do that. I don't understand disability policies... I work in an office gig (mostly email, meetings, calls.0, etc) so what would disability do for me? I guess I am having trouble thinking of a scenario where I become disabled but could not work in that setting...? I must be missing something...[/quote] Many types of serious illness - cancer, stroke, heart attack. Accident with a traumatic brain injury. [/quote]
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