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Reply to "how does a pre-approved car loan work?"
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[quote=Anonymous]It's just a car. I've never seen prepayment penalties (are they even allowed any more)? Look for best rate on a term (# of years) that suits you. Often, dealer financing is better, because they offer lower rates and take it as a marketing expense. We pay 0.9% on one car, and 1.9% on the other, both through the manufacturer's credit arm.[/quote]
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