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Money and Finances
Reply to "Financially irresponsible and don't know how to change"
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[quote=Anonymous]Here is what you need to do: 1. set a goal to pay it off, what is the maximum you can put toward in paying if off monthly, do it! 2. set that recurring payment to match your payroll arch/bank deposit. 3. live on that income until you pay off your debt. When you get there...you will be "more" responsible with your $. Trust me, it works. It works because it'll take you more than 1 year to pay it off and when you do, you will feel so happy and proud and you will want to be better with your finances from now. You are already 50% there, you just need to have a plan :idea: [/quote]
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