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Money and Finances
Reply to "Financially irresponsible and don't know how to change"
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[quote=Anonymous]Only use cash from now on. I did this when I graduated from college, had my first grown up job, and went a little crazy. I quickly racked up credit card debt. I went to cash only and was AMAZED by how much I saved. I use credit cards now but am still much more frugal. And I pay off all credit card debt each month, including my Christmas shopping debt. If I'm unable to pay off my credit card and it wasn't for an emergency use (example I just spent $1300 on a last minute plane ticket because a close friend passed away and I wanted to attend her funeral) then I know I need to be careful the following month. I also use mint.com[/quote]
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