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Reply to "Pension plan or 401k?"
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[quote=Anonymous]I am a new employee within the Virginia state system. I can optin to the Virginia pension retirement plan (VRS) or 401k. For 401k, employer contributes 8.5% of salary and is immediately vested and portable. For pension, it takes 5 years to vest but if ican stay within the VA state system for next 25 years (I'll be 65) the pension is pretty sweet. I would like to stay in system for that long but I'm an executive that could get more easily canned than an admin. Would you gamble with the pension or stay with the generous 401k contribution?[/quote]
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