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Reply to "WWYD with increase in pay ?"
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[quote=Anonymous][quote=Anonymous]1. Put $ aside for emergency fund. You should have 3-6 months. This hit us during the gov't shutdown and was a good awakening for us. 2. Retirement - are you saving elsewhere beyond the company match? Do you feel comfortable that the % you are saving will get you to where you need to be for retirement? 3. Mortgage - if you don't have a mortgage to pay - it helps during retirement :)[/quote] +1. If I were you, I'd max our 401K first and then look into opening up an IRA (Roth if your income allows) and maxing that out too. What about college savings, is that something you need to consider?[/quote]
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