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Money and Finances
Reply to "403(b) vs. Pension"
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[quote=Anonymous]Are you sure you can change from one to the other? I am a State of MD employee and you had 1 year to go from the traditional pension to the ORP but not vice versa. I opted for the ORP for what it's worth as I had a prior pension from another employer and trying to get to the 5 year vest in a job I hated was horrible! I have been watching the contribution rise each year. I think the ORP is better - you have more control over the returns, etc. no required time or required contributions.[/quote]
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