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Money and Finances
Reply to "403(b) vs. Pension"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I would be wary of a defined pension, unfortunately.[/quote] what are your concerns? Benefits can be reduced?[/quote] OP here... so far, in DH's job, benefits have not been reduced, but the employee contributions have been increased instead. So for example, before DH started, the employee contribution for the same amount of benefit was 5% per month. Shortly before DH started there was the great fiscal catastrophe and the employee contribution went to 7%. So it is conceivable that the contribution could rise to 9% or 10% at some point, and then go up even more over the course of many years. That's what they've done so far.[/quote]
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