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Money and Finances
Reply to "403(b) vs. Pension"
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[quote=Anonymous]DH's job has two possible retirement plans: #1 is a 403(b) in which the employer contributes 7% with no contribution needed from the employee #2 is a pension in which both the employer and employee contribute 6%. In 15 years, employee can get insurance from employer even if he doesn't work there. In 30 years employee can retire with full salary. Originally we took option #1 because we thought his job paid too little and he would not be there long (I imagined a couple of years at most). Flash forward almost 5 years later we are thinking maybe we should reconsider. What do you think? The pension is with the state of maryland and a little part of me thinks that it's totally possible that the state is going to screw over its pensioners at some point or another, so that's something else I wonder about.[/quote]
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