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Money and Finances
Reply to "Fed Health Spending Account (HSA) worth the trouble?"
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[quote=Anonymous]If you know exactly how much your copays will add up to, it's probably worth it but if you would need to buy a bunch of eligible items to make up for any amount you overestimated, then it is a huge PITA, in my experience, to get reimbursed for the various pharmacy items that are supposed to be eligible. A few years ago, they made about 1/3 of those items as eligible conditioned on a note from the Dr, but sometimes a Rx is not enough - you also need a diagnosis, if any of the forms are difficult to read when scanned, which is largely out of your control, then it's an automatic reject. I just really hate the health-based FSA administration. Huge PITA. DH has dental surgery this year so that's the only reason I'm putting up with it. Childcare FSA on the other hand - piece of cake. Never had a problem. [/quote]
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