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Reply to "Wil it hurt my credit rating to close open, zero balance credit cards?"
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[quote=Anonymous]We moved some things around and got lower-interest credit cards. We will be carring some balances that we are working on paying off. In the meantime, I have these high limit (think 25K) credit cards with no balance. I'd really like to just close them but I'm wondering what effect that will have on our credit scores. OTOH, I think it might not be good for our score not to have much available credit, i.e. to appear maxed out. What's the best approach for how much credit to maintain in order to optimize credit scores? [/quote]
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