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Reply to "Reduce Retirement Contribution?"
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[quote=Anonymous][quote=Anonymous]Keep maxing out your Roths. Savings accounts are still not returning much and if you really need the cash there are no penalties for withdrawing contributions to a Roth, only on withdrawing earnings. In regards to rising income, research "backdoor Roth". The limits aren't really an issue anymore. [/quote] Actually, I'd suggest reducing the Roth contribution and keeping the 401K contribution, so as to take advantage of the tax benefits. [/quote]
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