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[quote=Anonymous]Hi OP, Vanguard is the way to go, but just a couple of mutual funds. No need to have more than 3-4. Do one small cap, one large cap, one international, one real estate or something like that. Allocate and then leave it alone. If you don't need the $600 (I mean NEED, not want), just leave it. The point, at your age, is to gain all that time and compounding. You will be so glad you did this much later in life, believe me. www.bogleheads.org Go to this website and pose your question there. [/quote]
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