Reply to Tell me why you think 26 year olds should be covered under parents' insurance

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[quote=Anonymous][quote=Anonymous]Because when you are a college student, it's a sort of prolonged period of dependence upon one's parents.  In some ways, yes you are an adult, in others, it's not like most college students are full time workers with a job that pays for insurance.  Heck, can most recent college graduates even find a job these days?

We have a sliding scale for many "adult" thresholds.... when you can drive, have sex (without it being statutory rape),when you can smoke, be drafted, vote, drink.... I don't see anything wrong with setting an age for dependence on parental insurance.  As long as the premium is paid, then what's the problem?

And I'm an HR person, I disagree that most or many employers pay for adult child coverage. My firm is extremely generous with health insurance and we don't do this for everyone - only certain executives as part of a negotiated compensation package.  The insurance is considered to be in lieu of salary.  [/quote]

I agree that children should be covered through their college years - why up to age 26?  Why did this become the cut-off age?  Was there some data that the administration used to determine this age?  Seems to me that most kids leave college at age 22 or 23 at the latest after 4 or 5 years of undergraduate work. I think 26 is a bit old to be considered a "dependent" that needs coverage from a parent's policy. [/quote]

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