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[quote=jsteele][quote=Anonymous]I am a huge supporter of the ACA (Obamacare) and am thrilled that its come to fruition. 
We have our own individual insurance and it has almost doubled in cost in the past 4 years so I thought I'd take a look at options available to us through the DC Health Exchange. I am really shocked- the closest in cost to what we pay monthly has an $11,000 deductible (ours is only a 250 per person prescription deductible). To get similair to what we have, the cost is close to 50-70% more. Maybe we have a great deal, although its close to 1000/month. I am just so surprised that it costs so much- is this going to work&gt; Will people who need it be able to afford it?
No politicking, I am truly curious (and I'm rooting for it to work).[/quote]

I haven't looked at the plans with high deductibles. At least for the choices I was given, the monthly cost between Bronze, Gold, and even Platinum was not that big so I started reviewing the higher cost plans. But, at least for the plans that I saw, a huge amount of care was covered at no cost or for a small copay. From what I saw, you wouldn't even have to start paying the deductible unless you had a serious illness or injury. You have to download the PDF that goes into detail about the plan to see that information.

Also, if there is anyway that you can get under the "small business" umbrella, there are a lot more plans available. I think there are over two hundred small business plans and only about 30 individual plans. You can be a small business if you have at least one full time employee -- 30 hours -- or two part time employees -- 15 hours each. Then you also get a bunch of tax credits.

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