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Reply to "What is the deal with a Roth IRA?"
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[quote=Anonymous]If you are high income and expect to stay that way there are other benefits to Roth's versus traditional IRA's. No mandatory withdrawals at age 70.5. $ just keep accumulating tax free, and no tax on withdrawal. And with regard to estate planning: The Roth doesn't have to be liquidated when you die; the beneficiary can withdraw it over an extended period, no tax. A bonanza for a young person. It's a gross manipulation of legislative power for the benefit of the rich. But if you're eligible and can benefit, you might as well use it.[/quote]
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