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Reply to "Tell me about your emergency fund"
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[quote=Anonymous]I had an emergency fund, but am now using it to help with a down payment on a townhouse. However, as my townhouse is new construction, I have about 10 months to build up a new emergency fund. I plan on saving up $50,000, which will cover at least 6 months of my anticipated expenses with a new house. I keep my money in an online savings account. My definition of "emergency" is really just any large expense. However, I am pretty frugal, so I wouldn't use my emergency fund for a vacation or anything. I anticipate needing my emergency fund for home repairs. Ideally, I would love to have an emergency fund to cover 12 months of expenses, but I won't be able to save enough any time soon. [/quote]
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