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Reply to "Financial Advisors-Are they worth the $"
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[quote=Anonymous][quote=Anonymous]I don't think they are worth it for portfolio allocation (unless perhaps you need them as a buffer to help you avoid doing dumb/emotional moves). 1% is way too much-- your bond investments will be making about 2% so you've just paid half your return to a guy for telling you something you could find on the internet. [b]I think having someone to talk to about cash flow, insurance, and retirement vs college savings, etc. can be helpful, but you don't need to pay them every year.[/[/b]quote] So who do you use for this? A fee-only financial planner? What is the expectation/norm of how often you see them?[/quote]
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