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[quote=Anonymous]OP, way too broad. General Merchandise, credit cards, atm withdrawals and other could all mean a thousand things. [u]Exactly[/u] what are those dollars going towards? The real question is what is your discretionary spending? There are ways to cut your grocery bills, unless you're already practicing all those concepts (coupons, valued customer programs, no organic, less meat) Cable is discretionary Eating out, Starbucks and so forth Find a cheaper cell phone package Shop around for better prices on things like gas, dry cleaning and so on. Right now the weather's gorgeous, hopefully you haven't been running your AC. As we move into fall, wear an extra layer and set the heat at 65 during the day and 60 at night. [/quote]
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