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Money and Finances
Reply to "Stupid 401k question"
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[quote=Anonymous]The employer and employee combined max is something like 48K (havent checked in a while). If you have any self employed income, you can use that to "top off" whatever your employer does not. For instance, in my case, I contribute $17K a year and my employer matches about $15K on top of that. I then contribute from my other employer (myself) the balance of $16K, thereby reducing my taxable income substantially while also effectively squirrelin' away $50K a year. You can do it with both spouses too if you have enough self-employment income. [/quote]
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